$1 DOWN®
Feb 27, 2009 Programs
The problem in real estate investing is choosing the right real estate investment course from all of those that are available. I’ve often stated that there are more ways to invest in real estate than there are makes and models of cars! For beginners, I recommend you choose a real estate investment course that has the least exposure. By that, I mean the least amount of risk and liability to the investor. I love real estate investment programs that demand very few dollars to implement, no loans, no interaction with city code inspectors, no tenants, and no deeds in your name. I know it sounds like you’ll never invest in real estate when setting this up as your criteria, but I assure you it is possible. I have a real estate investment course that does just that. It’s called H. Roger Neal’s $1 DOWN. In this real estate investment course, you can benefit like an owner, but only have an ownership interest, so to speak, in the property. This real estate investment course involves using the option to purchase.
There are three elements to the option to purchase:
You can buy it.
You can back out of the deal.
You can assign the deal to someone else.
With my program, you put real estate in contract with one dollar, and that is the limit of your exposure. You can buy it yourself. You can back out and lose one dollar. You can assign the contract to a different buyer and make the difference. If your option to purchase is $300,000 and you sell it to someone else for $320,000, then you make $20,000. It’s that simple. Yes, you need to know how to find buyers, sellers, properties, and you need contracts, but my program teaches all of that. I really like the idea of the $1 DOWN real estate course for new investors, in particular, because they don’t know their market and could make mistakes with real estate investing. As we all know, mistakes generally cost us money. That’s not true, though, for my $1 DOWN program. If you make a mistake, you just won’t make money. More importantly, you won’t lose money.
With the $1 DOWN program you will:
Make Money
Break Even
But Not Lose Money
This is the real estate investment program that I highly recommend for novice investors. The greatest propensity to lose money is while you’re learning a real estate program. Why not learn about real estate without the fear of losing money? That would be the smart thing to do.
Good Times At The State Fair, Or Pay Rent?
Feb 24, 2009 Now That's Funny
Every August now I suffer the wrath from the State of Ohio. That wrath is unequivocally from The Ohio State Fair. Years ago it began around mid-month and only lasted 10 days. Riding rides and trying to win stuffed animals did not conflict with the first of the month, i.e., rent collection. At the years progressed, the fair got longer and longer. Now it lasts about three weeks and begins right before the first, in direct conflict with my rent collection. With all of my hard knocks education, military experience, and years on this earth, I cannot understand why anyone would jeopardize their housing for a $200 thrill at trying to win a thirty dollar stuffed dog. In fact, those dogs are so funky looking that I have never seen them for sale at any store. Furthermore, with all of the theme parks throughout my own city and state, why can’t they go on rides when they do have the money to spend, like after the rent has been paid? It’s ironic, though, don’t you think? It is the state who writes out the welfare checks. It is also the state who has finally figured out that they could get some of their money back if they only had timed the state fair more appropriately, like right before the checks come out. It’s brilliant! They give checks 12 times per year, and get back 1 of the 12 months, making the payout reduced to 11 checks! I just wish it wasn’t at my expense. Now that’s funny!
Real Estate Seminar
Feb 20, 2009 Seminars
I’ve been giving real estate seminars since 1990. Nearly all of them have been on the road. In other words, my real estate investment seminars have been outside my state of residence. In fact, there have been times when I’ve spoken in two states in the same week. Sometimes I’ve been on the road so much that I’ve forgotten where I was. About 12 years ago, after being introduced, I dashed to the front of the room and said, “It’s so good to be here in Denver.” The only problem was that I was in St. Louis! My seminars encompass a variety of topics that I’m interested in and have vast experience in as well. Generally, my regular seminars given are in Columbus, Ohio, Las Vegas, Nevada, and at Disneyworld in Orlando, Florida. Out of my regular seminars that I give, the ones that I enjoy the most are held in Las Vegas. I can fly direct with USAIR and get there in 4 hours. I stay at a variety of hotels to mix it up a bit. My $1 DOWN and NOTES: Creating & Brokering have always been my favorite products, hence I enjoy speaking on them the most. Also, since I do some of the coaching it makes it a lot of fun for me to finally meet students that I’ve been speaking with weekly. It’s nice to put a face with the voice, so to speak. My seminars in Las Vegas are not only fun for me, but fun for my students, as well. When students ask questions and give correct answers I pass out silver dollars. (When we’re in Las Vegas.) I pass out silver dollars to create healthy class participation, and it works! The purpose of H. Roger Neal™’s $1 DOWN and NOTES: Creating & Brokering Conference is to teach the real estate techniques in a classroom situation where people can learn in a controlled environment by a teacher. It really does make for better concentration and memorization. A surprising benefit results from students attending my seminars. It’s kind of weird. My seminars make student feel that they have experience when they leave. I know that the purpose of the seminars is to teach the real estate investing techniques, but this added bonus is a blessing. In class, we do roll playing. I ask for three volunteers. One acts as the seller, one as the buyer, and one acts as the property flipper. (Yes, I do give silver dollars to my brave volunteers.) The volunteers go through the entire process with all of the paperwork, contracts, disclosures, copies, and earnest money deposits, in front of H. Roger Neal™ and their classmates. Sometimes they make mistakes, but as we all know, that’s the best way to remember not to make that mistake again. This added benefit has enhanced my desire to not only give the seminars, but to be passionate during the seminars. Knowing that the students will leave with the knowledge and feeling that they’ve done it before, gives me great satisfaction in accomplishment. Many people have asked why I still continue to give my own seminars and not have someone else do them. Well, now you know why.
Real Estate Investment Book
Feb 13, 2009 Investment Strategy
After many years of investing in real estate and fulfilling my financial needs, I hungered for mental fulfillment and recognition of my success. Unlike a job, real estate investors, as with all those who are self employed, don’t get certificates of appreciation or plaques for accomplishments. You can get paid for the good work performed, and paid handsomely, but there is no one there to appreciate your accomplishment, whereby earning you respect from your co-workers. The self employed get paid and go home. The problem is that most people feel the need to be appreciated and respected and I’m one of those people. In school, they taught me about Maslow’s Theory of Hierarchy. This involves how humans put things in a certain order of priorities. At the bottom of the pyramid shaped chart is food and shelter. As you satisfy food and shelter, you move up the chart by satisfying other needs of a more mental nature with respect to personal fulfillment. In 1989, I had rid myself of the crummy job syndrome and had established a decent life for my family. We had an expensive house, nice cars, plenty of money for entertainment, and went out to eat seven nights a week. Once this was achieved and fulfilled, it just wasn’t enough. I wanted to be recognized for my accomplishments and respected in the real estate field from my peers. Furthermore, my mother had stated on countless occasions that unless I graduated from college, I’d always be a failure. That was her standard. That was where the bar was raised. I had dropped out of The Ohio State University after nearly three years. I did always believe that I would return someday, just to acquire my degree. It just wasn’t me and I hated it. Also, it just didn’t fit my mold of going through life using shortcuts. It just seems like the hard way to go about it. So, I was just shy of 40 years of age when not having my degree really started to bother me. I didn’t really want to return to college, I just wanted acknowledgement for being smart. The degree on the wall could document that. Furthermore, my mother could finally accept me as being successful. I had always wanted to write a book and become an author. This way, people could see that I was intelligent and also recognize me in the field of real estate as a professional. It would document my real estate successes and compensate for my not having a degree. My first book was Streetwise Investing In Rental Housing. It got rave reviews, and to this day it sells like hotcakes. Some websites have over 40,000 reader reviews, all giving positive remarks. I did put my heart and soul into the book, there were many demons that needed exorcized. I thought that if my book were widely accepted that I could fulfill those voids of failure that I felt from not graduating from The Ohio State University. Since then, of course, I’ve written many more books and articles and produced numerous real estate home study courses on real estate investing. Furthermore, I’ve spoken nationwide at many venues and events. I’ve even run infomercials on television! My mother has since passed away and here I sit, still wanting my college degree to prove to her that I’m not a loser. She never accepted my books and seminars as a substitute for the degree. To her, you’re just taking shortcuts to avoid what you really should be doing, getting educated. There is some truth to that, I concede. Today I’m over 50 doubting that I will ever return to school, yet still feeling a void filled with failure. (Maybe someday I’ll go back.) I shouldn’t complain, and I shouldn’t let it bother me, I know. I’ve had a great life and have enjoyed spending lots of money. I’m respected in my field and everyone, except my mom, thinks I’m a success. I guess that will have to be enough. As for Maslow’s Hierarchy, he’s dead-on when it comes to personal fulfillment. I am glad that I had begun writing and speaking. It did fulfill most of my achievement and recognition issues. It also really helped that my first book went so well, thereby encouraging me to continue in that arena and realizing successes and acceptance from others, in spite of not graduating from college. My wife just got her master’s degree last month. She’s been attending college for the last 13 years. She got her 2-year Associate Degree in Nursing long ago, but she always wanted her Bachelor’s Degree. She has taken 1 class per semester for the last 13 years. She has continually been studying every evening and all weekend all of that time. She didn’t take any shortcut there. That’s for sure. On the other hand, maybe I’ll just continue having fun making money and speaking and stay in my own little shortcut world. The last thing I want to do is attend classes, like my wife did, year in and year out, studying all of the time. What the heck? I might as well just get over it and take the easy way out, like I always have!
Real Estate Investing Course
Feb 6, 2009 Programs
Partnering Your Way To Riches With Other People’s Money is H. Roger Neal™’s newest course. It is comprised of a binder with a huge book inside and 12 audio CD’s. It is one of the most innovative productions yet by H. Roger Neal®. Over the years, investors have wondered how it was possible for H. Roger Neal® to transition from small, cheaper properties to such large, costly properties. Furthermore, they’ve often wondered how it was possible to go from a portfolio of 68 units worth less than two million dollars to 1220 units worth 30 million dollars. It does sound quite impossible, and amazing. It’s very simple, really. If you find a good deal, but don’t have the down payment or financing capabilities, you simply find a partner who does have the down payment and who can obtain the financing. It’s not really that much of a stretch, as long as you know how to find the investor, how to structure the partnership with ownership and cash distributions, and have the know-how of what to buy and what to pay. H. Roger Neal™ outlines the entire gambit from beginning to end, with nothing left out! The new program can be purchased by itself, or with a coaching program of eight 30 minute coaching sessions. Furthermore, shadow programs will be forthcoming where a coach can either fly to your hometown for our famous kitchen teaching, or you can fly to one of H. Roger Neal™’s hometown residences, either in Ohio, Texas, or wherever else he adds to his residence properties. Manhattan, New York is in the works. Partnering Your Way To Riches With Other People’s Money home study course is a stand-alone course where to read and listen and teach yourself the program. For further development, study, and enrichment, an 8-session 30-minute coaching program is offered where you will be given homework assignments weekly and spoon fed the material in an organized fashion. There will be a 4 month follow-up and hotline offered where students can call anytime and as much as they want. The At-Home, or Columbus Shadow, will be a one-on-one session with a coach where the entire course will be taught in your hometown either in your home, or a nearby hotel. You can feel free to ask questions and learn at your own pace. It’s really convenient for those who don’t want to travel, and for those too busy to leave town. If you already own properties, while we’re there we can give you a free property analysis for you to continue to keep, how to improve, or advise to sell what you own. You can fly to a location where H. Roger Neal® is, Ohio or Texas, and learn in his back yard. You will be taught at one of his offices, or at your hotel. It will involve a field trip in most cases. If you want a real estate investing course to teach you how to acquire millions of dollars in real estate without a penny of your own money, in a very short period of time, Partnering Your Way To Riches With Other People’s Money is the real estate program for you!
Real Estate Investing
Feb 6, 2009 Investment Strategy
Investing in anything, on the whole, has always been very tricky. Many people have made fortunes in very short periods of time, while others have lost fortunes in the same time frame. However, most people either gain a bit, or lose a bit. It isn’t very often that people invest and break even. Again, generally you either gain money, or lose money. After nearly 30 years of real estate investing, I can assure you that real estate investing takes less effort and it takes less effort than working a job. On the other hand, the stock market takes even less effort. Of these three ways to make money, real estate, a job, the stock market, I’m not saying easier as much as I’m saying less effort. As for the stock market, you research by reading and discussing, then place your trade. Whatever happens, happens. Also, when you are satisfied with your earnings, or have reached your limit with your loses, you simply place a command to sell, and it’s gone. I’ve met a guy who had worked a minimum wage job who in two weeks had made $370,000. Talk about changing your life! He got his real estate license and started selling and investing in real estate. That’s how I met him. Making money could not get any easier than that. He got into real estate because, as he said, if he stayed in the stock market he could lose it all back in a day. So, he decided to begin his real estate investing career to prevent that from happening. As for a job, a career, you’re always at the mercy of your superior, incompetent and otherwise. As in everything else in life, you’re either favored, or you’re not. That’s just the way it is. If you’re favored, you’ll see advancement, pay increases, and you’ll love your job. As for the rest of us who comb our hair the wrong way, they suffer at the hands of their superior and are destined to wasting their lives on a job and an employer who does not appreciate them. (By the way, favored, or not, you’ll never earn enough money for the lifestyle you desire.) Real estate investing is unique in that I believe that real estate investing can be a conservative way to invest, while being self employed. When I compare investing in the stock market to real estate investing, I know that I’m in the right market. To me, the stock market is gambling, while real estate is investing. With real estate investing, there are so many things in my control, whereas in the stock market, nothing is in my control. As for working a job, there is no future for me because I never acquired the degree to warrant such a position. I’ve never liked the idea of calculating my future earnings today for the next 30 years, like I had done in the military. I want the potential of limitless income and fame, and the euphoria of not knowing what the future holds. It allows me to remain optimistic. You might say, “When it comes to real estate investing, H. Roger Neal™ has found a home.” And, you’d be right. When I compare and contrast all of the choices available to me, there is no other choice. I truly have found a home in real estate investing!
